top 10 finance companies in India 2021 | List of top finance companies in India

 Today ,I am going to share the data of top finance companies in our country . These are the backbone of our county in tough times. These companies provides  services like  insurance, housing financing, mutual funds, credit reporting, debt collection, stockbroking, portfolio management, and advice for investments .There are a huge number of finance companies in India but here’s a look at  current top 10 finance companies .

1 Bajaj finance limited (BFL)

Bajaj finance limited (BFL) is commonly known as Bajaj Finance is a part of  of Bajaj Finserv Ltd. it was established in 2007 in pune, Maharashtra .it is one of top   leading and  deposit-taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI). the company  is  engaged in lending and allied activities and focuses on consumer lending, small and medium-sized enterprises (SME) lending, commercial lending, rural lending, fixed deposits, and value-added services.

top 10 finance companies in India 2021 | List of top finance companies in India

  • Revenue: Rs 22,413 Cr
  • Profit: 4,937 Cr
  • Market Cap:  249,069 Cr.
  • ROE: 21.98 %
  • Sales Growth (3Yrs): 33.55 %
  • Promoter holding: 56.15 %
  • Debt to equity: 3.69
  • Price to book value: 11.45

2. GIC HOUSING FINANCE LTD

it was incorporated on December 12 1989 with the name GIC Grih Vitta Ltd and was formed with the objective of entering in the field of direct lending to individuals and other

 corporate company or group

to accelerate the housing activities in India.It is a part of  of the General Insurance Corporation of India.The companies provides  loans to individuals and persons who are  involved in the construction of houses or  flats for residential purposes.


top 10 finance companies in India 2021 | List of top finance companies in India


Company Product Portfolio includes: 

  • Affordable housing loans
  • Pradhan Mantri Awas Yojana Housing (PMAY) 
  • Non-Housing Loans 

3. IDFC First Bank

This company was established in 2015 in Mumbai ,Maharashtra .It is one of top 10 companies in the sector of finance. the company  was incorporated as a wholly owned subsidiary of IDFC. IT has been established as a public limited company to carry out the business of banking. As in March  2019 the company  has built a national footprint through the operation of 242 branches (out of which 133 are Urban Bank Branches and 109 are Rural Bank Branches)  in India.


top 10 finance companies in India 2021 | List of top finance companies in India


Its  Product Portfolio includes:

  • Personal banking services such as  Savings account, Deposits, Loans, Investment, Insurance, Payments, Cards, and Forex.
  • Business banking services such as Accounts and deposits, Cash managing  services, Loans, Business investment solutions, Trade Forex services, and Cards. 
  • Wholesale banking services for companies and small groups , MNC’s, Government, and financial institutions.
  •  Wealth managing  services such as Investment solutions, personal insurance solutions, and  Business insurance solutions. 

4. Housing Development Finance Corporation Ltd (HDFC) 

It  is one of the top Indian financial service company based in Mumbai, Maharashtra .the company was incorporated  in the year 1977  as the first specialized Mortgage Company in India.  the company  is one of  major housing finance provider in our country and also have a presence in life and general insurance ,educational loans , deposits , banking and many more.

top 10 finance companies in India 2021 | List of top finance companies in India



Its Product Portfolio includes: 

  •  Loans for NRI/PIO, houses , Non-houses. 
  •  Housing through HDFC Reach Loans 
  •  homes through Pradhan Mantri Awas Yojana
  • Refinance 
  • Deposits

5. Indiabulls Housing Finance Ltd 

Indiabulls Housing Finance Limited company was incorporated on 10th may in the year 2005.  this company is a mortgage lender which is  headquartered in  HaryanaIndia. this company is also second largest housing finance company in our country and it is regulated by the National Housing Bank .this company provides home loans and property loans and also offer  plot loans and loans on residential commercial and rental property.


top 10 finance companies in India 2021 | List of top finance companies in India


    Its Product Portfolio includes: 

    • home loans 
    • MSMse loans 
    • loans against property

    6. L&T Finance Holdings Ltd

    This was incorporated on 1st May in the year 2008 as a public limited company as a name L&T Capital Holdings Ltd. Larsen & Toubro Ltd was the promoter’s of  L&T Finance Holdings Ltd as a holding company for their financial services business.

    top 10 finance companies in India 2021 | List of top finance companies in India

    Its  Portfolio includes: 

    • Two-wheeler finance
    • Housing finance
    • Mutual funds
    • Farm equipment finance
    • Wealth management
    • Microloans
    • Real estate finance
    • Infra finance

    7. LIC Housing Finance Ltd

    This company is  also listed in one of top housing finance companies in India and is a part of LIC . It was incorporated as a public limited company on 19th June in the year 1989. it is also well known trusted company located in Mumbai .

    top 10 finance companies in India 2021 | List of top finance companies in India



    Its Product Portfolio includes: 
    • Home Loans
    • Corporate and Project Loans
    • Special Loans against property, security, to professionals or  company property, rental securitization
    • Deposits

    8. Mahindra & Mahindra Financial Services Ltd 

    Mahindra & Mahindra Financial Services Ltd was incorporated as a public limited company in the year 1991.this company is basically a rural non-banking finance company which is also headquarter in Mumbai in India .this company is one in among top tractor finance companies in our country . 

    top 10 finance companies in India 2021 | List of top finance companies in India


    Its Product Portfolio includes: 

    • Vehicle Financing
    • Investments
    • SME Financing
    • Personal Loans
    • Insurance Broking
    • Housing Finance
    • Mutual Fund Schemes

    9. Muthoot Finance Ltd

    you have heard  Muthoot Finance Ltd many times as this company is largest gold loan non-banking finance company in our country which was established as a private limited company on 14th March in the year 1997 . Its headquarters are located in Keara with more then 4400 branches whole over the country. 

    top 10 finance companies in India 2021 | List of top finance companies in India

    Its Product Portfolio includes: 

    • Gold Loans
    • loans against security 
    • Money transfer
    • Foreign exchange services
    • personal loan 
    • All types of insurance
    • PAN CARD and its updates
    • Mutual funds
    • Housing finance

    10. PNB Housing Finance Ltd

    This company was established as private company on  11 November in the year  1988 and it is registered with national housing bank . the promoter of this company is Punjab National Bank which wholly owns and located in new Delhi and has more than 85 branches and reaches. 

    top 10 finance companies in India 2021 | List of top finance companies in India


    Its  Product Portfolio includes:

    • Home loans or Non Home loans 
    • Fixed deposits
    • Property search

    Conclusion:

    This companies are backbone of our country which help the people in tough times . all financial companies work to provides loans to individuals and groups with a contrary. thank you  

    Leave a Comment